Terms of Use

This agreement is between any type of user of this site (consumer or business, registered or not) and Instant Savings Discount, ISD, www.isdlive.com,  and its parent company, InGenious Technology Solutions, LLC.

Welcome to the www.isdlive.com website.  The www.isdlive.com website (hereafter referred to as the “site”) is comprised of various web pages operated by InGenious Technology Solutions, LLC.  It is offered for your use upon the of your acceptance, without modification, of the terms, conditions, and notices contained herein (hereafter referred to as the “terms”). Your use of the www.isdlive.com website constitutes your agreement to all such terms and conditions, as specified in this Terms of Use.  Please read these terms and conditions carefully before using the site.   If you do not agree to any of the terms and conditions of this Terms of Use, please exit and do not use the site.

You may contact us detailing the terms and conditions contained in the Terms of Use that you do not agree with.  Our contact information is listed at the bottom of this page.

This Terms of Use applies to the use of www.isdlive.com and Instant Savings Discount or ISD, a division of InGenious Technology Solutions, LLC, as well as InGenious Technology Solution, LLC itself, and governs usage of the site.  For the purposes of this Terms of Use, unless otherwise noted, all references to Instant Savings Discount or ISD  or ISD include InGenious Technology Solutions, LLC, ISD and www.isdlive.com.  For the reminder of the document, Instant Savings Discount or ISD will be used in reference to all four entities.  Instant Savings Discount or ISD is an E-commerce digital marketing web site for coupons, discount deals and weekly ads.  ISD or Instant Savings Discount or ISD’s website, www.isdlive.com, is owned and operated by InGenious Technology Solutions, LLC.
 
Privacy
Your use of www.isdlive.com is subject to Instant Savings Discount or ISD’s Privacy Policy.  Please review our Privacy Policy, which also governs the site and informs users of our data collection practices.

Electronic Communications
Visiting www.isdlive.com  or sending emails to Instant Savings Discount or ISD constitutes electronic communications.  You hereby consent to receive electronic communications from Instant Savings Discount or ISD.  You also consent that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and/or on the site, satisfy any and all legal requirements that such communications be in writing.

Your Account
If you use Instant Savings Discount or ISD, you are agreeing to accept responsibility for any and all activity that occurs on your account.  You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer as needed to maintain this confidentiality.  You may not assign or otherwise transfer your account to any other person or entity.  You acknowledge that Instant Savings Discount or ISD is not responsible or legally liable for third party access to your account as a result of theft or misappropriation of your account.  Instant Savings Discount or ISD and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content at our discretion and without any notice.

Instant Savings Discount or ISD does not knowingly collect, either online or offline, personal information from persons under the age of thirteen.  If you are under thirteen, you may use www.isdlive.com ONLY with permission of a parent or guardian.  Instant Savings Discount or ISD will not validate or collect any such permission.  Each person and their parents or guardians are responsible for such permission and agreement.  Instant Savings Discount or ISD is not liable for any violation of personal agreements or users under thirteen years of age using our service without permission of a parent or guardian.

All registered users must be 18 years or older.  Please DO NOT register on our site if you are under the age of 18.
 
Links to Partners / Suppliers / Third Party Sites / Third Party Services
Instant Savings Discount or ISD may contain links to other websites (referred to as linked sites) as part of our content.  These linked sites are not under the control of Instant Savings Discount or ISD.  Therefore, Instant Savings Discount or ISD is not responsible for the contents of any linked site, including, without limitation, any link contained within a linked site or any changes or updates to a linked site.  Instant Savings Discount or ISD is providing these links to you only as a convenience only.  Therefore, the inclusion of a linked site does not imply endorsement of the site or its contents, or any association with the site itself or its operators, by Instant Savings Discount or ISD.  Please read all policies and agreements on each linked site to confirm they are acceptable to you prior to use.

Certain services made available via www.isdlive.com are delivered by our partners, third party sites and suppliers.  By using any product, service or functionality originating from the www.isdlive.com domain, you hereby acknowledge and consent that Instant Savings Discount or ISD may share such information and data with any third party they have contracted with to provide the requested product, service or functionality on their behalf to Instant Savings Discount or ISD users and customers.

Customer or Partner Advertisement and Content
We are partnered with many national and online wholesale, retail and manufacturing companies to promote their products and services in the local market.  They are displayed in various parts of our web site in various ad formats.  All partner logos, banners, images, text links and coupons supplied by the partner are copyright property of the partner. The Instant Savings Discount or ISD copyright policy mentioned previously with respect to partner, including US government legal restrictions and limitations, applies to the partner’s copyrighted materials.  We simply display their advertisements on our site for the local market.

We do not validate the safety, warranty or claims for these partner products and services available via our site, therefore, we are not liable for any type of loss as a result of the sales and/or use of the products in question.  This includes any type of bodily injury, loss of life, loss of work, loss of organ or any other type of loss.  All types of users (business and consumer, registered or not) waive all legal rights against Instant Savings Discount or ISD and InGenious Technology Solutions, LLC for any type of damage or loss which results from a transaction completed due to the use of our site. Consumers and businesses must resolve such disputes with the partner company directly, not involving Instant Savings Discount or ISD and holding them, their officers, directors, employees, agents and third parties totally free of liability.

All customer, partner or any third party company profile content, logo, trademark items, discount offers from customers, partners or third party is owned by the respective copyright and trademark owner.  The published items at www.isdlive.com site is protected under United States of America (USA) copyright law. It is strictly prohibited to make copies or duplication of any copyright material.  No one is authorized to copy or duplicate any company profile content, logo, trademark item or discount offers from  www.isdlive.com in any form.

No Unlawful or Prohibited Use / Intellectual Property
Using www.isdlive.com grants you a non-exclusive, non-transferable, revocable license to access and use the site strictly in accordance with these Terms of Use.  As a condition of your use of the site, you certify to Instant Savings Discount or ISD that you will not use the site for any purpose that is unlawful or prohibited by these terms.  You may not use the site in any manner which could damage, disable, overburden, or impair the site or interfere with any other party’s use or disrupt the services provided by the site.  You may not temper with site security features or content, or attempt any type of hacking attacks.  You may not obtain, or attempt to obtain, any materials or information through any means not intentionally made available or provided for through the site.

All content included as part of the Instant Savings Discount or ISD service, such as text, graphics, logos and images, as well as the compilation thereof, and any software used on the site, is the property of Instant Savings Discount or ISD and protected by copyright and other laws that protect intellectual property and proprietary rights.  Some content, logos and images may be property of Instant Savings customers, suppliers or partners.  You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content, and will not make any changes to or copies of same.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale of, create derivative works of, or in any way exploit any of the content, in whole or in part, found on the site.  Instant Savings Discount or ISD content is not for resale.  Your use of the site does not entitle you to make any unauthorized use of any protected content.  In particular, you will not copy, delete or alter any proprietary rights or attribution notices found in any content.  You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Instant Savings Discount or ISD and the copyright owner.  You agree that you do not acquire any ownership, copy or distribution rights of any protected content.  We do not grant you any licenses, expressed or implied, to the intellectual property of Instant Savings Discount or ISD or our licensors, except that expressly authorized by these terms.

International Users
The www.isdlive.com service is controlled, operated and administered by Instant Savings Discount or ISD from our headquarter in Troy, Michigan.  The service is offered only within the United States at this time.  If you access the service from a location outside the US, you are responsible for compliance with all local laws.  You agree that you will not use the Instant Savings Discount or ISD content accessed through www.isdlive.com in any country that does not allow it or in any manner prohibited by applicable laws, restrictions or regulations.  If you choose to do so, Instant Savings Discount or ISD is not responsible for said violations, and cannot be held liable for such by any entity as a result of this misuse.  

Users in the United States
The www.isdlive.com service is controlled, operated and administered by Instant Savings Discount or ISD from our headquarter in Troy, Michigan.  The service is offered in any city within the United States.  When using Instant Savings Discount or ISD’s site, you are responsible for compliance with all local laws specific to your city, county or state.  You agree that you will not use the Instant Savings Discount or ISD content accessed through www.isdlive.com in any manner prohibited by any applicable laws, restrictions or regulations.  If you choose to do so, Instant Savings Discount or ISD is not responsible for said violations, and cannot be held liable for such by any entity as a result of this misuse.  

Indemnification
Under these Terms and Conditions, you agree to indemnify, defend and hold harmless Instant Savings Discount or ISD, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and/or expenses (including reasonable attorneys’ fees) relating to or arising from your use of or inability to use the site or services, any user postings made by you, your violation of any terms of this agreement or of any rights of a third party, or your violation of any applicable laws, rules or regulations.  Instant Savings Discount or ISD reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Instant Savings Discount or ISD in asserting any available defenses.  If such indemnification does not occur, you may be subject to legal action from Instant Savings Discount or ISD and/or its officers, directors, employees, agents, partners and third parties.  

Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.  CHANGES ARE PERIODICALLY MADE ADDED TO THE INFORMATION HEREIN.  INSTANT SAVINGS DISCOUNT OR ISD AND/OR ITS CUSTOMERS, PARTNERS OR SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME WITHOUT PRIOR NOTICE.

INSTANT SAVINGS DISCOUNT OR ISD AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND/OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE.  TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND.  INSTANT SAVINGS DISCOUNT OR ISD AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT INFORMATION.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INSTANT SAVINGS DISCOUNT OR ISD AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF INSTANT SAVINGS DISCOUNT OR ISD OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.  BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.  IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Instant Savings Discount or ISD is in the business of connecting consumers and business through digital media marketing.  We do not validate the safety, warranty or claims for the products available on the site, therefore, we are not liable for any type of loss as a result of the sales and/or use of the products in question.  This includes any type bodily injury, loss of life, loss of work, loss of organ or any other type of loss.  All types of users (business and consumer, registered or not) waive all legal rights against Instant Savings Discount or ISD and InGenious Technology Solutions, LLC for any type of damage or loss which results from a transaction completed due to use of our site. Consumers and business must directly resolve such disputes, not involving Instant Savings Discount or ISD and holding them, their officers, directors, employees, agents and third parties totally free of liability.

Termination / Access Restriction
Instant Savings Discount or ISD reserves the right, at its discretion, to terminate your access to the site and related services, or any portion thereof, at any time without notice. This agreement is governed by the laws of the State of Michigan, and users hereby consent to the exclusive jurisdiction and venue of courts in Troy, Michigan in resolving all disputes arising out of, or relating to, the use of the site.  Use of the site is unauthorized in any jurisdiction that does not give validity to all provisions of these Terms and Conditions, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Instant Savings Discount or ISD as a result of this agreement or use of the site.  Instant Savings Discount or ISD’s performance of this agreement is subject to existing laws and legal process.  Nothing contained in this agreement is in derogation of Instant Savings Discount or ISD’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the site or information provided to or gathered by Instant Savings Discount or ISD with respect to such use.  If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law, including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and the remainder of the agreement shall continue to stay in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Instant Savings Discount or ISD with respect to the site, and it supersedes all prior or concurrent communications and proposals, whether electronic, oral or written, between the user and Instant Savings Discount or ISD with respect to the site.  A printed version of this agreement, and of any notice given in electronic form, shall be admissible in judicial or administrative proceedings based upon or relating to this agreement, to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.  It is the express wish to the parties that this agreement and all related documents be written in English.

Instant Order Menus (IOM) Service

Instant Order Menus (IOM) Credit Card Order Transaction Policy
Instant Savings Discount or ISD processes carry-out and delivery orders on behalf of each participating restaurant.  However, each restaurant is responsible for fulfilling the order.  All sales are final.  An order cannot be cancelled once it is placed and the sale is processed.  If there is a problem with an order that requires a refund, please contact the restaurant directly to resolve your issue(s).  Per our agreement, each restaurant is responsible for fulfilling the order, resolving disputes and issuing any refunds related to the order.  Instant Savings Discount or ISD simply processes the order and sends it to the restaurant for fulfillment.

Instant Order Menus (IOM) Cancellation / Refund Policy
All sales are final.  No refunds will be issued by Instant Savings Discount or ISD.  An order cannot be cancelled by Instant Savings Discount or ISD once the order is placed and submitted for processing.  Each restaurant is responsible for handling their own refund or order fulfillment issues with their customer.

Instant Order Menus (IOM) Order Fulfillment Policy
Instant Savings Discount or ISD is not liable for any issues related to fulfillment of an order placed with our Instant Order Menus service.  These issues include, but are not limited to food quality, menu item or description discrepancy, food safety, food freshness, customer expectations, etc.  When using the service you agree to hold Instant Savings Discount or ISD and all its officers, employees and/or partners harmless from any issues resulting from ordering carry-out or delivery using our Instant Order Menus (IOM) service.

Business Owner Disclaimer:
As a free service and courtesy to you and consumers, we may publish your business information on our site.  The publishing of this information does not mean that you or your business endorses us or that we endorse your business.  It also does not indicate any type of affiliation by either party to the other.  We are simply providing information for public use.  This information may or may not help you generate new business, and we make no guarantee either way.  We do not charge businesses to list their information on our website, and it is a free service to consumers.
If any of your business information is inaccurate and you would like your business listing be updated, please send an email to [email protected] with your corrected contact information and “Update Listing” on the subject line.  If you would like your business listing removed from our site, please send an email to [email protected] with your contact information and the subject line “Remove Listing.”  We will use the contact information sent to validate the request and ensure it is from a legitimate representative of the business prior to removing the listing.
We welcome any restaurant owner to take advantage of our free service and get listed on our site. If your business would like to be listed on our site as part of our free service, please send an email to [email protected] with your contact information and the subject line “Add Business”

Trademark & Copyright Disclaimer:
We publish information from a variety of sources on our site. The trademarks and copyrights owned by InGenious Technology Solutions, LLC, Instant Savings Discount or ISD and ISD are our property.  Trademarks and copyrights owned by any of our business owners or partners are their property.  Published content retains the ownership of the trademark and copyright content for the owner.

Consumer Disclaimer:
As a public service and courtesy to both consumers and businesses, we publish a variety of business information, including promotional and discount offers, etc.  The publication of this information on our site does not constitute our endorsement of or affiliation with the businesses, or vice versa.  The information is free for public use at your sole discretion.  We may or may not validate all published information.  Please contact the business owner with any questions or regarding any restrictions related to the information.  If you are a consumer and find any inaccurate business information on our site, please send an email to [email protected] with your contact information and the subject line “Information Update.”  We will use the contact information provided to validate the request and ensure it is from a legitimate source before making any changes.

All parties will hold us, our owners, partners and affiliates harmless, and waive all legal rights to and liability for the use of public or proprietary information on our site.


Changes to Terms
Instant Savings Discount or ISD  reserves the right, at its sole discretion, to change the Terms and Conditions or Terms of Use under which www.isdlive.com and www.isdlive.com is offered without any prior notice.  The most current version of these terms will supersede all previous versions. Instant Savings Discount or ISD encourages you to periodically review the Terms of Use to stay informed of any and all updates made to same terms and conditions.

Contact Us
Instant Savings Discount or ISD  welcomes your questions and/or comments regarding these Terms of Use.  Please send correspondence to:

Instant Savings Discount or ISD
2844 Livernois, Unit 99214
Troy, Michigan 48099

or Email: [email protected]

Please note:  when sending email, please put “Terms of Use” on the subject line so we may better direct your information.